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Checking Accounts:
  • No Minimum balance
  • No service charge. 
Savings Accounts:
  • There is a $1 membership fee and only $25 required minimum balance to open an account at Carolina Family Credit Union. 
  • Dividends are compounded daily and posted quarterly.
  • Current dividend rates can be found on this website on the CDs & Dividends page or contact the credit union.
Term Certificates (CD):
  • Term certificates are offered in 3, 6, 12, 24, 36, 48, and 60 month terms.
  • Minimum of $500.00.
Credit Cards:
  • Our MasterCard rate is 13.90% fixed with no annual fee.
Loans:
  • Our loan rates are very competitive.  Actual rates are determined by your Beacon Score.
  • We finance 100% of the purchase price on new auto & boat loans.
  • For used auto loans, we finance trade-in value per the NADA book value.
Notary Public:
  • Notary Public available at our Herritage Street branch location.
Debit Cards:
  • Debit cards can be used at Cash Points ATM terminals with four free withdrawals per month.  
  • Additional withdrawals within same month will be assessed $1.50 withdrawal fee.
  • Unlimited Debit card merchant transactions with no fee.
Night Deposit:
  • For your convenience, we have a secure night drop where you can leave deposits, payments, and check order forms after business hours.
 

252-520-6602 or 800-447-9529

2500 N. Herritage Street, Suite D

Kinston, NC 28501

E-mail us with any questions


Member accounts are federally insured by the National Credit Union Administration up to at least $250,000.