| Checking Accounts: |
- No Minimum balance
- No service charge.
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| Savings Accounts: |
- There is a $1 membership fee and only $25 required minimum balance to
open an account at Carolina Family Credit Union.
- Dividends are compounded daily and posted quarterly.
- Current dividend rates can be found on this website on the CDs &
Dividends page or contact the credit union.
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| Term Certificates (CD): |
- Term certificates are offered in 3, 6,
12, 24, 36, 48, and 60 month terms.
- Minimum of $500.00.
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| Credit Cards: |
- Our MasterCard rate is 13.90% fixed with no annual fee.
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| Loans: |
- Our loan rates are very competitive.
Actual rates are determined by your
Beacon Score.
- We finance 100% of the purchase price on new auto & boat loans.
- For used auto loans, we finance trade-in value per the NADA book value.
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Notary Public: |
- Notary Public available at
our Herritage Street branch location.
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Debit Cards: |
- Debit cards can be used at
Cash Points ATM terminals with four free withdrawals per month.
- Additional withdrawals within same month will be assessed
$1.50 withdrawal fee.
- Unlimited Debit card merchant
transactions with no fee.
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| Night Deposit: |
- For your convenience, we have a secure night drop where you can leave
deposits, payments, and check order forms after business hours.
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