VEHICLES
We finance 100% of the selling price of new cars and
trucks, and finance the NADA retail value for used vehicles. Life and disability insurance protection
available. If you are shopping for a new vehicle, we
can pre-approve your loans.
All vehicles purchased within 180 days
or demos with less than 20,000 miles will receive the new
car rates.
GAP Insurance- For your protection, we offer GAP Insurance at a low
cost, on all auto and boat loans. If your vehicle is
stolen or totaled in an accident, this insurance will pay
the difference between the balance owed and the amount
settled by your car insurance company. Call for additional
information.
New Car Rate
**Actual Loan Rates based on Beacon Score
| Annual Percentage Rate |
Months |
| 5.50% - 13.00% |
up to 48 months |
| 5.75% -13.50% |
up to 60 months |
|
| 6.25%-14.00% |
up to 72 months |
Used Car Rate
Year |
Annual Percentage
Rate |
Months |
| Year 2005 or newer |
6.00%-13.50% |
48 |
| 2005 or Newer |
6.25%-14.00% |
60 |
| 2004 -2003 |
6.75%-14.50% |
48 |
| 2004-2003 |
7.00%-15.00% |
60 |
| |
|
|
| |
Access these NADA and CARFAX resources to obtain information about vehicles.
NADA provides vehicle pricing and other information
Get your Carfax report from Carolina Family CU for just $18!
Note: These companies and their services are completely independent of Carolina Family Credit Union. Additionally, Carolina Family Credit Union bears no responsibility for the accuracy of the information provided by these companies. These services are separate sites governed by another firm's privacy policy.
You can borrow up to $10,000.00 unsecured based on your credit report and debt ratio.
Amount |
Annual Percentage
Rate |
Months |
above $2,000 |
12.00 |
up to 60
months |
|
less than
$2,000 |
14.00 |
up to 60
months |
Loan advances under $1,000.00 16% 24 months
Home Equity & Land Loans
We finance 80% of the appraised value of your home minus
the First Mortgage balance. The interest rate is Prime
Variable. Rate is subject to change monthly. Member
pays all closing cost.
Loan |
Rate |
Term |
|
Home Equity |
Prime Rate
Variable |
15 Years |
|
Land Loan |
Prime Rate
Variable |
10 Years |
|
